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Currently Browsing: Saving Money

Cut Your Monthly Bills: The Savings Add Up

I know I told you I’d help you with ways to save money NOW, but I’d be remiss if I didn’t give you some quick and easy suggestions for longer-term savings. While these tips may require a phone call or two, they may still result in substantial savings within a few weeks. Raise the Deductible. Call your insurance agent (car, house, and health) and raise your deductibles. Just raising your... read more

How to Get Great Value Out of Your Vacation

It’s hard to relax on vacation when all you can think about is the bills mounting. Watching the money tick away like a taxi meter isn’t very calming. Instead of stressing out, use these tips to curb costs on your next get-away: Put Your Money Where It Counts. When planning a two-day getaway for my family, my research showed that we could pay $250 per night for deluxe accommodations, or go the... read more

Higher Education Savings

Higher education can lead to higher bills and debt. As precious as education is, you shouldn’t have to send yourself to the poor house to educate yourself or your kids. Read on for five tips on saving money at school for the whole family: Buy Textbooks Online. Each semester, most students shell out hundreds of dollars for required textbooks that they’ll use for only the next few months. While... read more

How to Save Money on Clothes

According to the Consumer Expenditure Survey, Americans spent over $1600 per household on clothing in 2007. That doesn’t include cleaning, mending, or any other upkeep. Even if you cut those expenditures by a measly 10 percent, that’s enough to fund a nice day trip for you and your family! Here are some suggestions to make those cuts: Buy at a discount. Whether you’re a designer diva or... read more

Holiday Saving Tips

Remember the scene in “Christmas with the Kranks” when Tim Allen’s character furiously totals how much he and his wife spent on Christmas the previous year? His final amount was over $6000, including gifts, their annual open house, donations, and more. While the American Research Group estimates Americans spend about $500 each, that’s for gifts alone. So obviously, there’s... read more

Streamline Business Expenses

You may think your business is already streamlined and lean and mean, but I’m willing to bet there are a few places you can trim some fat or put some cash back in your bottom line. Here are five suggestions to jump-start your cost-cutting. 1.    Hire Your Kids. If you own your own business, you can hire your family members – including young children – at a “normal” wage. And not only... read more

Kids are Expensive! Make You Dollars Go Farther

According to BabyCenter.com, the average parent will pay over $250,000 to raise a child born this year. Why not keep as much of that quarter-million in your pocket as you possibly can? Here are five ways to keep more of your hard earned money while raising your kids. 1.    Beg, Borrow, and Beg Some More. Any parent knows that kids – particularly babies – need a lot of equipment. But the amount of... read more

How to Dine on a Budget and Save

When you can save money on something you buy once a month, that’s great. But when you can save money on something you consume everyday, that’s fantastic! Let’s talk about five ways to save money on food, whether you’re eating at home or dining out – and no coupons are involved. 1.    Meatless Monday. In general, meat is the most expensive component of a homemade meal. Cut the... read more

Save Money on Health and Fitness

Saving money on your health and fitness provides a extra bonus—as you get healthier using these money saving fitness options, you may just save money on health care, as well! Here are five ways to save money on health and fitness for you and your family: 1.    Forget the Fancy Gym. Many people sign up for an upscale gym, thinking that the more they pay, the more they’re likely to actually use... read more